Property Development Finance


“SCI – Enjoying a track record covering four decades of funding for acquisition, refurbishment, conversion and construction of residential and commercial property”

Our team of finance and property specialists and surveyors is available to provide clients with guidance and advice, wherever possible – and the right loan facility.

Development Finance Overview

Development Finance is the resource of funds supporting each stage of a building construction process through from site acquisition (prior to planning if necessary) to the final successful sales campaign. Our specialist team of property professionals and surveyors are available to provide customers with guidance and advice wherever necessary in conjunction with the finance itself. As a guide, up to 65% of the purchase price is available on industrial and commercial property and up to 75% on residential. 100% of the ensuing development costs cans be provided in a programme of stage payments.

Development Finance Situations

Land or property bought at auction or by private treaty may or may not have the requisite planning consent appropriate to the building project in view. SCI have the funding on hand to support the purchase and the professional fees involved in the planning application process. Following planning approval, the customer may wish to sell on, taking advantage of the planning gain profit after discharging the bridging loan funded by SCI. Alternatively, the customer may take up the option of the full development project at which time advice and professional input is readily available from SCI along with 100% funding for the second “build-out” phase.

Advantages Of Development Finance

Developers and property entrepreneurs have the freedom and scope to undertake full-scale building projects without having to find separate funding sources for the various stages involving acquisition, planning & design, and finally, building. SCI provides the one-stop funding facility designed for the specific project planned, with stage payments scheduled and tailored to fit.

Rapid Development Finance Decisions

In cases where property or land has already been purchased, the overhead costs in supporting the substantial funding involved can only be minimised (and the development profit maximised) by rapid appraisal and decision making from the Lender approached for the build-out loan facility. SCI has an extensive track record with property developers and builders and embraces the knowledge to “cut to the chase”, requesting only the most relevant and pertinent data to enable swift decisions on the requested funding to be made. As the principal Lenders, the funds are then ready when you are!



Contact us today and we’ll get back to you to discuss your requirements

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