About State Credit & Investment

SCI has a long established history of providing credit for homes and business, and specialises in bridging loans, auction finance and construction funds secured by 1st and 2nd mortgages.

Established Over 4 Decades

Our extensive experience of the full range of finance and secured loans covered under Bridging and Shorter Term Lending, allows us to deal with enquiries personally and swiftly.

Providing 1st & 2nd Mortgages

First and second mortgages are available from SCI for a wide variety of purposes and applications, allowing you to quickly obtain that extra funding when needed. Mortgages are secured on both residential and commercial property throughout the UK.

Understanding Finance

Bridging finance is available to both status and non-status customers through our pragmatic and understanding approach. We balance the assessed risk against the loan-to-value security cover, while always observing the prudent necessity of a positive outcome for our applicants.

Experienced Personnel

At SCI you will find a friendly and experienced approach always available to discuss loan requirements from £25,000 – £2,500,000. Whether for personal home finance or major property construction and development – just give us a call.

Rapid Auction Funding

Swift and knowledgeable appraisal is readily to hand at SCI. Your proposed auction purchase requires a fast bridging loan offer and decision to give you the confidence to bid to your budgeted price.

Instant Advice & Decisions

Bridging loans are direct from SCI through its own capital resources. Our team of finance and real estate specialists have years of experience and are always on hand to talk through your proposal and issue early offer outlines and terms.