Established Over 30 Years Ago
SCI has a long established history of providing flexible finance and consumer credit for homes and business, and specialises in bridging loans, auction finance, and first or second mortgages.
Providing First & Second Mortgages
Both first and second mortgages are available from SCI for a wide variety of purposes and applications, allowing you to quickly obtain that extra funding when needed. Mortgages are secured on both residential and commercial property throughout the UK (excluding N. Ireland).
Understanding Finance
Bridging finance is made available to both status and non-status customers by adopting a pragmatic approach, balancing the assessed risk against the loan-to-value/security cover.
Experienced Personnel
Here at SCI we are always available to discuss loan requirements from £10,000 - £2,500,000 whether for personal home finance or major property construction and development - just give us a call!
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Rapid Auction Funding
Swift and knowledgeable appraisal will be given by SCI to your proposed auction purchase with fast bridging loan offers issued urgently to give you the confidence to bid to your budgeted price.
Instant Advice & Decisions
Bridging loans are directly provided by us, the lenders, without the prospect of complication and delay through introducing sources. Our team of banking executives and chartered surveyors are always on hand to talk through, guide, and issue early offer outlines on your loan proposals.
Urgent Deadlines Readily Monitored & Met
For customers where restricted completion times apply in auction or discount purchases, bridging loans can be arranged rapidly.
Stage Payments Accommodated
Within refurbishment and building development projects, SCI are on hand to support clients with timely responses from our in-house building surveyor team when appointments for inspection, discussion, and re-valuation are requested. Approved Stage Payments are issued swiftly to maintain smooth and efficient progress.
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SCI are Authorised and Regulated by the Financial Services Authority for Residential Mortgage Business and certain Buy-to-Let Loans